Hanna Blume was widowed some time ago and has found a true friend in her granddaughter Kim. Hanna has had to take a crash course in saving and investing. She never had to deal with the family’s financial decisions. Grandpa used to take care of retirement investing, bills, etc. Many times a situation like this exists where one must learn the spouse’s "job."

On top of that, retirees are often targeted by scammers because all of the savings that have accumulated throughout their life become available to them. Scam artists will often offer sky high returns playing on the fears that they may outlive their retirement money. These "unsuitable" investments cost senior citizens millions every year.