Mr. X tells everyone that they are going to be rich and that he can prove it. He claims that his new independent brokerage firm can beat the "big and slow" firms when looking for small companies with the highest potential for growth. He has spoken to many potential clients about his past successes and has said that old brokerages and big mutual funds are for "suckers."

What he and others like him try to avoid are questions. Kim has some for him...