body {
	margin:0;
	font:10px Verdana;
	color:#333333;
	background-color:#112E4E;
	text-align:center;
	padding:0px;
	height:100%; /* this is the key! */ }

	img { border:0px; }
	
	hr { height:1px; width:100%; color:#993300; }
	
	h1 { font-size:18px; font-weight:bold; color:#274b88; line-height:14px; padding:0px 0px 0px 0px; margin-bottom:15px; margin-top:0px; letter-spacing:-0.5px; word-spacing:0.5px; }
	h2 { font-size:13px; font-weight:bold; color:#e5eeff; line-height:14px; padding:0px 0px 0px 0px; margin-bottom:5px; margin-top:0px; letter-spacing:0px; word-spacing:1.5px; }
	h3 { font-size:11px; font-weight:normal; color:#03FF0C; line-height:13px; padding:0px 0px 0px 0px; margin-bottom:2px; margin-top:0px; letter-spacing:0px; word-spacing:0.5px; }
	h4 { font-size:18px; font-weight:bold; color:#ffcc00; line-height:14px; padding:0px 0px 0px 0px; margin-bottom:10px; margin-top:0px; letter-spacing:-0.5px; word-spacing:0.5px; }
	
	a { text-decoration:none; font-family:verdana; letter-spacing:0px;}
	a:link { color:#ffcc00; background-color: transparent; }
	a:visited { color:#ffcc00; background-color: transparent; }
	a:active { color:#ffcc00; background-color: transparent; }
	a:hover { color:#ffffff; background-color: transparent; text-decoration:none; }
	
	a.blue:link{color:#0000FF;text-decoration:underline;}
	a.blue:active{color:#0000FF;text-decoration:underline;}
	a.blue:visited{color:#0000FF;text-decoration:underline;}
	a.blue:hover{color:#0000FF;text-decoration:underline;}
	
	a.footer { text-decoration:none; }
	a.footer:link { color:#4f7bd2; background-color: transparent; }
	a.footer:visited { color:#4f7bd2; background-color: transparent; }
	a.footer:active { color:#4f7bd2; background-color: transparent; }
	a.footer:hover { color:#D5F1F7; background-color: transparent; text-decoration:none; }
	  
	table { border-collapse: collapse; border: 0px; }
	table.ltbdr { border: 1px solid #294069; }
	
	td { font-family:arial; font-size:13px; color:#e5eeff; text-align:left; vertical-align:top; padding:0px; line-height:15px; letter-spacing:.75px; word-spacing:0px; 
	
	}
	
	td.main { padding: 10px 50px 50px 10px; background-color:#ffffff; border-left:1px solid #d4d1c2; background-image:url(img/gr3.jpg); background-position:bottom; background-repeat:repeat-x;
	
	}
	
	a.menu:link { color:#ffffff; background-color: transparent; text-decoration:none;  }
	a.menu:visited { color:#ffffff; background-color: transparent; text-decoration:none;  }
	a.menu:active { color:#ffffff; background-color: transparent; text-decoration:none;  }
	a.menu:hover { color:#ffcc00; background-color: transparent; text-decoration:none; }